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Reference-
Based Pricing

Fairos is a leading self-funded employer healthcare solution that can replace or enhance conventional PPO plans. Our proactive approach with providers and personal member advocates ensures the best healthcare experience in the industry.

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Why
Fairos?

Member Experience, Redefined

Powered by technology, provider partnerships, and our advocacy teams, we make healthcare simple, smooth, and more human.

OnPoint: Our Proprietary Operating System

Built exclusively by The OccuNet Company, OnPoint reprices claims with unmatched accuracy delivering fair and transparent reimbursements.

Collaborative Provider Contracting

Our provider contractors bring unmatched technical expertise, working directly with providers to resolve billing with precision. The result: fewer disputes, lower financial burdens, and faster access to care.

Fairos Portal Screenshot Website-Aug-21-2025-05-52-15-9830-PM

Find a Provider.
Connect with Fairos.

Sign in to manage your account, find doctors, submit bills, view FAQs, monitor plan performance, and contact your Fairos Member Advocate.

Key Features

Proprietary Claims Management OS

Direct Provider Agreements

Balance. By Fairos

Balance Bill Defense Negotiation

Bill Appeal Defense Negotiation

NSA Defense Negotiation

Proven Results

o

30%+

Reduction in Annual Costs

o

83.5%

Member NPS Score

o

97.9%

Client Retention Rate

o

144%

Effective Medicare Rate

o

<1.0%

Balance Bill Rate

Nationwide Access.
Quality Care.

36K+

Direct Provider

agreements

740K+

Unique Provider Locations

accessed annually

30+

Major

health system partners

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Erase BillsAmplify Savings. Guranteed.

Guaranteed
Resolution

Erase Balance Bills Under $1,000 in 90 Days!

 

Fairos, a leader in the RBP industry with a less than 1% balance bill rate, now advances our commitment to the member experience with this innovative program that aims to erase the bulk of balance bills at no extra cost to the client

 

This program is a definitive client and member-centric solution establishing an unprecedented RBP standard.

Fairos takes responsibility for all balance bill amounts under $1,000

Guaranteed balance bill resolution in 90 days

54% of all balance bills are under $1,000

Next-level enhancements for RBP in the most critical area: Member Experience!

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Take Control of Your

Healthcare Costs

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