
Reference-
Based Pricing
Fairos is a leading self-funded employer healthcare solution that can replace or enhance conventional PPO plans. Our proactive approach with providers and personal member advocates ensures the best healthcare experience in the industry.
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Why
Fairos?
Member Experience, Redefined
Powered by technology, provider partnerships, and our advocacy teams, we make healthcare simple, smooth, and more human.
OnPoint: Our Proprietary Operating System
Built exclusively by The OccuNet Company, OnPoint reprices claims with unmatched accuracy delivering fair and transparent reimbursements.
Collaborative Provider Contracting
Our provider contractors bring unmatched technical expertise, working directly with providers to resolve billing with precision. The result: fewer disputes, lower financial burdens, and faster access to care.

Find a Provider.
Connect with Fairos.
Key Features
Proprietary Claims Management OS
Direct Provider Agreements
Balance. By Fairos
Balance Bill Defense Negotiation
Bill Appeal Defense Negotiation
NSA Defense Negotiation
Proven Results
o
30%+
Reduction in Annual Costs
o
83.5%
Member NPS Score
o
97.9%
Client Retention Rate
o
144%
Effective Medicare Rate
o
<1.0%
Balance Bill Rate
Fairos Alliance
Why Fairos Alliance?
- Reducing Costs by 20-25% for annual healthcare
- Contractual Instant Access with no disruption
- Access Premium Providers at a fair contracted price
- Comprehensive Coverage in quality markets
Leveraging relationships and knowledge to create:
- Long-term provider agreements
- First-class care at a fair price
- More efficient, cost-effective health plans
- 30 markets by 25
Nationwide Access.
Quality Care.
36K+
Direct Provider
agreements
740K+
Unique Provider Locations
accessed annually
30+
Major
health system partners

Guaranteed
Resolution
Erase Balance Bills Under $1,000 in 90 Days!
Fairos, a leader in the RBP industry with a less than 1% balance bill rate, now advances our commitment to the member experience with this innovative program that aims to erase the bulk of balance bills at no extra cost to the client
This program is a definitive client and member-centric solution establishing an unprecedented RBP standard.
Fairos takes responsibility for all balance bill amounts under $1,000
Guaranteed balance bill resolution in 90 days
54% of all balance bills are under $1,000
Next-level enhancements for RBP in the most critical area: Member Experience!
